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“Do yourself a favor and read this book.”

– Brett King, Bank 4.0 Author & Host Of Breaking Banks

The banking guidebook for the modern era

Welcome to the Bankruption: the new fintech world order where community banks and credit unions are forced to compete in ways they never had to before.

John Waupsh, co-founder of Nerve and former Chief Innovation Officer of Kasasa®, delivers a tough-love intervention with Bankruption: How Community Banking Can Survive Fintech, a practical guide to help community banks and credit unions shift their strategy to successfully compete with megabanks, direct banks, non-banks and financial technology companies.

A fintech-obsessed realist with more than a decade of experience building products that bridge the gap between financial technology and the banking industry, John knows there isn’t a one-size-fits all solution for every institution. Instead, he offers a variety of tactics, based on hard data and expert insight, for financial institutions to survive and thrive amidst the fintech revolution.

John Waupsh has made an esoteric (and sometimes scary) topic understandable, human and funny. He is the rare combination of a practitioner, researcher and deep thinker on the topic of banking, and what he offers in this book is an approachable and actionable guide. Bankers, as well as those who advise and serve them, will ignore Bankruption at their peril.

Matt Harris
Managing Director at Bain Capital Ventures

Bankruption is a wild romp through the nascent history of Fintech, punctuated by personal stories and concise, powerful lessons. Do yourself a favor and read this book.

Brett King
host of the world’s #1 Fintech radio show “Breaking Banks”

John immediately connected with the audience through his intelligence, humor and keen insight into the future. He has an acute pulse on the community banking industry and the evolving financial environment. He brings to life new ways of creative thinking and implementing ideas for all audiences.

Lindsay Lanore
EVP of Community Banker University

With good humor and sharp wit, John skewers both the bloated, outdated thinking of yesterday’s banker, as well as the tulip-bulb hype of some fintech entrepreneurs. Community banking is broken, but thankfully, this book offers pragmatic solutions backed by data. Bankruption can help your community bank or credit union to make sense of fintech, and select the right partners to help you succeed.

Steven J. Ramirez
CEO of customer experience agency Beyond the Arc


From years of experience in community banking and in fintech, John Waupsh knows what works – and what really doesn’t cut it anymore. This, coupled with his balance of straight-talk consultation and forward-facing, research-backed ideation, makes John a popular speaker at varied industry conferences and events around the nation.

Learn more about featuring him at your upcoming event.